Software Engineer II, Backend (Collections)
- Role
- Backend
- Experience
- Mid
Open to PL only. Set where you work from to check your eligibility.
No BS summary
Backend software engineer with 2.5+ years of experience building and launching backend systems. Must be proficient in Python or Kotlin and familiar with distributed systems, AWS, MySQL, and Kubernetes. Remote role for candidates who can work in Poland.
Core skills
Required skills
Affirm Logo
Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.
The Collections team, as part of the Repayments area, is on a mission to build a robust platform that will maximize the recovery of delinquent users by sending the right message to the right people at the right time, while monitoring and detecting problems and ensuring high reliability of the engineering systems. Collaborating closely with our product managers, backbook risk teams and other engineering teams , you will effectively manage loans throughout the delinquency phase of their lifecycle and develop and implement recovery strategies.
We are looking for a highly motivated software engineer to build the next generation platform solutions that will allow us to manage our constantly growing volume while maintaining high availability and reliability of the systems. You will work closely with your team mates in the Collections team and Product to build robust collections solutions which will enable us to keep our loans portfolio healthy and help our customers pay on time and recover from any delays.
What You'll Do · With the support of your team’s tech lead and manager, you will break down larger projects into individual tasks, deliver them in multiple phases, and collaborate with others to ensure timely delivery of your work. · You will support your peers and stakeholders in the product development lifecycle by collaborating with product management, design & analytics by participating in ideation, articulating technical constraints, and partnering on decisions that properly consider risks and trade-offs. · You will support the operations and availability of your team’s artifacts by creating and monitoring metrics, escalating when needed, and supporting “keep the lights on” & on-call efforts. · You will contribute to a sense of community on your team by engaging in growth and development activities such as participation in the interview process.
What We Look For · You have a total of 2.5+ years of experience as a software engineer. You have experience designing, developing and launching backend systems and are proficient in one of Python or Kotlin. · You are familiar with the building blocks of distributed systems, and the technologies like AWS, MySQL and Kubernetes. · You have mastered taking a simple problem or business scenario into a solution that interacts with multiple software components, and executing on it by writing clear, easily understood, well tested and extensible code. · You are comfortable navigating a large code base, debugging others' code, and providing feedback to other engineers through code reviews. · Your experience demonstrates that you take ownership of your growth, proactively seeking feedback from your team, your manager, and your stakeholders. · You have strong verbal and written communication skills that support effective collaboration with our global engineering team.
Compensation and Benefits
Base Pay Grade - L
Equity Grade - 3
Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.
Base pay is part of a total compensation package that may include monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents). In addition, the employees may be eligible for equity rewards offered by Affirm Holdings, Inc. (parent company).
POL base pay range per year: 259,000 - 379,000 zł
Additional benefits include:
- Type of employment: Contract of Employment
- Flexible Spending Wallets for tech, food and lifestyle
- Away Days - wellness days to take off work and recharge
- Learning & Development programs
- Parental benefits
- Employee Resource & Community Groups
This role is eligible for creative tax benefits, subject to applicable law and company policy
Location - Remote Poland
The majority of our roles can be located anywhere in Poland.
**This job description is not a contractual document, and is not intended to have binding force.**
#LI-Remote
Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities.
We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include:
- Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents
- Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses
- Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge
- ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount
We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process.
[For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records.
By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.
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What you'll do
- Build next-generation platform solutions to manage growing collections volume while maintaining high availability and reliability.
- Work with the Collections team and Product to build robust collections solutions that keep the loans portfolio healthy and help customers pay on time and recover from delays.
- Break down larger projects into individual tasks, deliver them in multiple phases, and collaborate with others to ensure timely delivery.
- Support peers and stakeholders in the product development lifecycle by collaborating with product management, design, and analytics.
- Participate in ideation, articulate technical constraints, and partner on decisions that consider risks and trade-offs.
- Support the operations and availability of the team's artifacts by creating and monitoring metrics.
- Escalate issues when needed.
- Support keep-the-lights-on and on-call efforts.
- Contribute to team community through growth and development activities such as participating in the interview process.
What they require
- 2.5+ years of total experience as a software engineer.
- Experience designing, developing, and launching backend systems.
- Proficient in one of Python or Kotlin.
- Familiar with the building blocks of distributed systems.
- Familiar with technologies like AWS, MySQL, and Kubernetes.
- Able to turn a simple problem or business scenario into a solution that interacts with multiple software components.
- Able to execute by writing clear, easily understood, well-tested, and extensible code.
- Comfortable navigating a large code base.
- Comfortable debugging others' code.
- Comfortable providing feedback to other engineers through code reviews.
- Takes ownership of personal growth and proactively seeks feedback from the team, manager, and stakeholders.
- Strong verbal and written communication skills that support effective collaboration with a global engineering team.
Benefits
- Monthly stipends for health, wellness, and tech spending.
- 100% subsidized medical coverage for you and your dependents.
- Dental and vision coverage for you and your dependents.
- May be eligible for equity rewards offered by Affirm Holdings, Inc.
- Contract of Employment.
- Flexible Spending Wallets for tech, food, and lifestyle.
- Away Days - wellness days to take off work and recharge.
- Learning & Development programs.
- Parental benefits.
- Employee Resource & Community Groups.
- Eligible for creative tax benefits, subject to applicable law and company policy.
- Remote-first company.
- Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents.
- Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses.
- Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge.
- ESPP - employee stock purchase plan enabling you to buy shares of Affirm at a discount.
Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without hidden fees or compounding interest.
What people say about this company
3.7/ 5