Software Engineer - Backend/Funds Transfer
- Role
- Backend
- Experience
- Senior
- Employment
- Full-time
Open to DE only. Set where you work from to check your eligibility.
No BS summary
Backend engineer with 5+ years of Java/Spring Boot experience for fintech funds transfer systems. Must know REST APIs, event-driven patterns, relational databases, AWS, and Docker. Remote role with Germany applicant/location requirement stated on the linked page.
Core skills
Required skills
Optional skills
ABOUT US
Pliant is a European fintech specializing in B2B payment solutions. Our modular, API-first platform helps businesses streamline spending, improve cash flow, and integrate payments into their financial workflows. Designed for industries with complex payment needs, such as travel and fleet, Pliant enables greater efficiency, control, and profitability.
We serve two primary customer segments:
- Companies looking to optimize operational processes through intuitive apps and APIs, gaining control, automation, and financial flexibility through extended credit lines.
- Businesses such as financial software platforms, ERP providers, and banks that want to launch or enhance their credit card offerings using Pliant’s embedded finance and white-label solutions.
Founded in 2020 and headquartered in Berlin, Pliant supports over 4,000 businesses and more than 20 partners globally. As a licensed e-money institution (EMI), we issue Visa-powered credit cards in 11 currencies across more than 30 countries, helping companies streamline and simplify payments.
ABOUT THE ROLE
We are hiring a Software Engineer - Backend to join the Funds Transfers team.
Join the team powering the financial heartbeat of Pliant. We own the fund flows logic that drives every money movement across the platform: from settlements and drawdowns to customer top-ups, pay-ins and billing before they ever touch external payment rails.
Our systems orchestrate issuer settlements, refinancing mechanisms, and complex liquidity flows across multiple markets, entities, and regulatory models. This is high-impact, high-scale engineering at the core of a fast-growing fintech, where precision, resilience, and smart execution directly shape how money moves for thousands of organizations. If you’re excited about building robust financial infrastructure that operates at scale and under real-world constraints, this is where you’ll make it matter.
The Team Tech Stack
- Java, Spring Boot
- AWS cloud services
- PostgreSQL
- Kafka
The team consists of backend and frontend engineers alongside a product manager and an engineering manager.
WHAT YOU'LL DO
- Working on technical initiatives: Collaborating with others to drive epics and technical initiatives within the team. From solution conception to delivering production ready code to ensure continuous feature delivery.
- Shaping systems’ architecture: Actively participating in shaping our technical direction and how the systems should grow by bringing up possible improvement topics for a healthy discussion within the team.
- Adhering to our code standards: Ensuring a scalable, maintainable, and secure micro-service architecture that can handle the expected load and grow iteratively as needed.
- Maintaining our systems: Participating in the on-call rotation and the overall support effort of the team while keeping an eye on root causes and possible system improvement points.
- Discuss and commit: Communication is key in our team and we like to avoid knowledge silos by maintaining a knowledge sharing culture through documentation pages such as RFCs and ADRs, or grooming meetings -when needed- to ensure team alignment before we commit to a given work plan.
- Collaborate with Stakeholders: Working closely with the product manager and the engineering manager and frontend engineers to align on action items and deliver high quality features.
- Follow Pliant Values: Push It, Own It, Open Up, Be Kind, Have Fun, Be Pliant.
WHAT YOU'LL BRING
- Expertise in building testable, maintainable, and extendable systems.
- Obsession with the best engineering practices.
- Strong problem solving skills.
- 5+ years of relevant experience with Java and Spring Boot (or relevant stack).
- Proficiency with REST APIs and event driven communication patterns.
- Proficiency with relational databases (preferably PostgreSQL)
- Experience with AWS and Docker.
BONUS POINTS
- Experience with IaC
- Deep architectural experience
- Experience with mentoring other team members
WHAT WE OFFER
- The opportunity to work in a growing team with big responsibilities that thrives on a strong exchange of knowledge and excellence
- Attractive remuneration (taking experience level and geographical location into consideration)
- Your choice of preferred OS, Windows or Mac
- Flat hierarchy and transparent communication in a relaxed, professional atmosphere
- Opportunity to develop your talent in a dynamic team with ambitious goals
- Flexibility and possibility to work remotely
- Monthly mobility benefit
- Wellhub Membership
- Pliant Card with monthly credit to explore the product and enjoy food with colleagues
Pliant is an equal opportunity employer. We welcome applications from people of all backgrounds, identities and abilities, and are committed to an inclusive hiring process. If you need any accommodations during the interview process, please let us know
What you'll do
- Collaborate with others to drive epics and technical initiatives within the team from solution conception to production-ready code delivery.
- Participate in shaping technical direction and system growth by raising improvement topics for team discussion.
- Ensure a scalable, maintainable, and secure micro-service architecture that can handle expected load and grow iteratively.
- Participate in the on-call rotation and overall support effort while tracking root causes and possible system improvements.
- Maintain knowledge sharing through documentation such as RFCs and ADRs, or grooming meetings when needed, to align before committing to work plans.
- Work closely with the product manager, engineering manager, and frontend engineers to align on action items and deliver high-quality features.
- Follow Pliant values: Push It, Own It, Open Up, Be Kind, Have Fun, Be Pliant.
What they require
- Expertise in building testable, maintainable, and extendable systems.
- Obsession with the best engineering practices.
- Strong problem-solving skills.
- 5+ years of relevant experience with Java and Spring Boot or a relevant stack.
- Proficiency with REST APIs and event-driven communication patterns.
- Proficiency with relational databases, preferably PostgreSQL.
- Experience with AWS and Docker.
- Preferred: Deep architectural experience.
- Preferred: Experience with mentoring other team members.
Benefits
- Opportunity to work in a growing team with big responsibilities that thrives on strong knowledge exchange and excellence.
- Attractive remuneration, taking experience level and geographical location into consideration.
- Choice of preferred OS, Windows or Mac.
- Flat hierarchy and transparent communication in a relaxed, professional atmosphere.
- Opportunity to develop your talent in a dynamic team with ambitious goals.
- Flexibility and possibility to work remotely.
- Monthly mobility benefit.
- Wellhub Membership.
- Pliant Card with monthly credit to explore the product and enjoy food with colleagues.
Pliant is a European fintech specializing in B2B payment solutions. Its modular, API-first platform helps businesses streamline spending, improve cash flow, and integrate payments into financial workflows.