Settlement Resolutions Representative
- Role
- Operations
- Experience
- Senior
- Employment
- Full-time
- Company size
- Enterprise
Open to US only. Set where you work from to check your eligibility.
No BS summary
Mid–senior level dispute/settlement analyst for credit/debit card settlement and chargeback operations. Requires ~2+ years in card dispute/fraud/settlement environments and case management experience; US-based (Michigan) remote applicants and right-to-work in US required; must follow card association/regulatory rules.
Core skills
Required skills
Optional skills
Settlement Resolutions Representative Michigan - Remote Join the People Helping People Velera is the nation’s premier payments credit union service organization (CUSO) and an integrated fintech solutions provider. The company serves more than 4,000 financial institutions throughout North America, operating with velocity to help our clients keep pace with the rapid momentum of change and fuel growth in the new era of financial services. Our purpose: We accelerate partners’ success through innovative financial technology solutions and inspired service. The Opportunity: The Settlement Resolutions Representative is responsible for managing incoming and outgoing dispute settlement entries and rejects with a high degree of accuracy and efficiency. Primary duties include thoroughly researching, analyzing, and resolving client and cardholder tickets related to settlement errors, discrepancies, and exceptions, while ensuring the timely posting of daily settlement entries in compliance with card association and regulatory standards and deadlines. The Settlement Resolution Representative also plays a critical role in mitigating organizational risk and financial loss, maintaining exceptional productivity and quality standards, and delivering outstanding service and support to cardholders and financial institutions. This position directly interfaces with clients, proactively resolving settlement inquiries and driving successful outcomes through effective execution, sound judgment, and attention to detail. Position is a mid-to-senior-level Analyst position, providing subject matter expertise, guidance and operational support to chargeback operations, clients and colleagues throughout the company such as Client Services, CGE’s and Senior management. Day in the Life: Employ advance critical thinking and analytical skills to resolve complex Fraud & Non-Fraud escalated inquiries originating from Financial Institutions, Associations, internal units and cardholders. Demonstrate exceptional attention to details in all actions to mitigate financial risk and minimize company losses. Utilize strong p rofessional writing skills to deliver accurate, and well-documented responses to FI’s and internal units. Identify, analyze, and communicate escalation trends to leadership while collaborating with other Risk Units. Strategically prioritize workload to consistently meet departmental and contractual Service Level Agreements. This would include maintaining compliance with federal and state regulations. Maintain extensive knowledge of credit and debit card settlement processes related to Fraud and Non-Fraud disputes, including a strong understanding of General Ledgers and the ability to process needed adjustments. Execute positive interaction with client teams through professional engagement and by providing detailed, insightful responses to inquiries and complex settlement issues. Must maintain expert knowledge of association and regulatory rules to help diagnose , research, analyze, and resolve complex chargeback , settlement, and compliance cases. Demonstrate a strong commitment to continuous learning and remaining current on all aspects of dispute processing, settlement operations, and industry best practices. Interpret and implement changes to dispute resolution rules and requirements mandated by the networks. Stay informed of product enhancements, system updates, regulatory changes, and compliance issues that impact Disputes and settlement operations. Proactively monitor, trouble shoot, and evaluate workflows, identifying process improvement opportunities and providing recommendations to leadership that enhance operational efficiency, accuracy, and client service outcomes. Monitor and trouble shoot workflows and make recommendations to management for changes needed to improve internal processes. Qualifications: High School Education or equivalent combination of education and experience required. Associates Degree Preferred Minimum 2 years as a Case Management Rep required. Minimum 2 years' experience in a credit/debit card environment, with focus on dispute, fraud, and general knowledge of the card industry required. Minimum 2 years customer service experience required. Prior VELERA account recovery system experience preferred Proven working knowledge of settlement operations, including settlement balancing, reconciliation, adjustment processing, and exception resolution required. About Velera At Velera, inclusion isn’t an initiative – it’s how we work. Guided by a people‑helping‑people philosophy, we cultivate a culture where every employee feels valued, respected and empowered to do their best work. We’re committed to building a diverse workforce and fostering meaningful connection across our teams. Through a remote‑first, flexible environment, we prioritize psychological safety, wellbeing and belonging so individuals and teams can collaborate to thrive. Together, we’re shaping a new era of secure, innovative solutions for the clients and communities we serve. Learn more about what it’s like to work at Velera. Pay Equity $19.18 - $23.99 Actual Pay will be adjusted based on experience and other job-related factors permitted by law. Great Work/Life Benefits! Competitive wages Medical with telemedicine Dental and Vision Basic and Optional Life Insurance Paid Time Off (PTO) Maternity, Parental, Family Care Community Volunteer Time Off 12 Paid Holidays Company Paid Disability Insurance 401k (with employer match) Health Savings Accounts (HSA) with company provided contributions Flexible Spending Accounts (FSA) Supplemental Insurance Mental Health and Well-being: Employee Assistance Program (EAP) Tuition Reimbursement Wellness program Benefits are subject to generally applicable eligibility, waiting period, contribution, and other requirements and conditions Velera is an Equal Opportunity Employer. We consider applicants without regard to race, color, religion, age, national origin, ancestry, ethnicity, gender, gender identity, gender expression, sexual orientation, marital status, veteran status, disability, genetic information, citizenship status, or membership in any other group protected by federal, state or local law. Velera is an Equal Opportunity Employer that complies with the laws and regulations set forth in the following "EEO is the Law" Poster . Velera will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the legal duty to furnish information. Velera is an E-Verify Employer. Review the E-Verify Poster here . For information regarding your Right To Work, please click here . This role is currently not eligible for sponsorship. As an ongoing commitment to reasonably accommodate individuals with disabilities please contact a recruiter at recruiters@velera.com for assistance. Posted: 2026-07-14T00:00:00.000Z
What you'll do
- Manage incoming and outgoing dispute settlement entries and rejects with accuracy and efficiency.
- Research, analyze, and resolve client and cardholder tickets related to settlement errors, discrepancies, and exceptions.
- Ensure timely posting of daily settlement entries in compliance with card association and regulatory standards and deadlines.
- Mitigate organizational risk and financial loss while maintaining productivity and quality standards.
- Interface with clients to proactively resolve settlement inquiries and drive successful outcomes.
- Provide subject matter expertise, guidance and operational support to chargeback operations, clients and colleagues.
- Resolve complex Fraud & Non-Fraud escalated inquiries originating from Financial Institutions, Associations, internal units and cardholders.
- Produce accurate, well-documented written responses to FIs and internal units.
- Identify, analyze, and communicate escalation trends to leadership and collaborate with other Risk Units.
- Prioritize workload to meet departmental and contractual Service Level Agreements and maintain regulatory compliance.
- Maintain extensive knowledge of settlement processes, General Ledgers and process needed adjustments.
- Monitor, troubleshoot, and evaluate workflows; recommend process improvements to leadership.
- Interpret and implement changes to dispute resolution rules and network requirements.
- Stay informed of product enhancements, system updates, regulatory changes, and compliance issues affecting disputes and settlement operations.
What they require
- High School Education or equivalent combination of education and experience required.
- Associates Degree Preferred
- Minimum 2 years as a Case Management Rep required.
- Minimum 2 years' experience in a credit/debit card environment, with focus on dispute, fraud, and general knowledge of the card industry required.
- Minimum 2 years customer service experience required.
- Proven working knowledge of settlement operations, including settlement balancing, reconciliation, adjustment processing, and exception resolution required.
- Must maintain expert knowledge of association and regulatory rules to diagnose, research, analyze, and resolve complex chargeback, settlement, and compliance cases.
- This role is currently not eligible for sponsorship.
Benefits
- Competitive wages
- Medical with telemedicine
- Dental and Vision
- Basic and Optional Life Insurance
- Paid Time Off (PTO)
- Maternity, Parental, Family Care
- Community Volunteer Time Off
- 12 Paid Holidays
- Company Paid Disability Insurance
- 401k (with employer match)
- Health Savings Accounts (HSA) with company provided contributions
- Flexible Spending Accounts (FSA)
- Supplemental Insurance
- Employee Assistance Program (EAP)
- Tuition Reimbursement
- Wellness program
Velera is the nation’s premier payments credit union service organization (CUSO) and an integrated fintech solutions provider. The company serves more than 4,000 financial institutions throughout North America.