Senior Finance Analyst

Innovate with purpose At BILL, we believe in empowering the businesses that drive our economy. By replacing outdated financial processes with innovative tools, we help businesses—from startups to established brands—make smarter decisions and gain control of their operations. And we don’t stop there: we’re creating the future of financial automation so businesses can spend more time on what matters. Working here means you become part of a vision-driven team that’s ready to tackle challenges and build cutting-edge solutions. We value purpose, drive, and curiosity—and we thrive in a fast-paced, ever-changing environment. Whether in one of our offices in San Jose, CA, Draper, UT, or in a remote-eligible role, BILLders collaborate to deliver real impact for businesses that need more time in their busy weeks. BILL builds high performing teams and we seek to hire the best talent for every role. We're committed to building a workplace that fosters inclusion and diverse perspectives, valuing each person’s unique skills and experiences. We’d love to hear from you—you might be just what we’re looking for, whether in this role or another. ✨ Let’s give businesses more time for what matters. About the Role At BILL, we are looking for a highly analytical and detail-oriented Senior Financial Analyst to join our Product Finance team. In this individual contributor (IC) role, you will act as a key financial partner to our product organization, building analyses that power confident, data-driven product investment decisions and keep execution on track. You will support the annual planning process, build and maintain product KPI reporting, and partner closely with senior Product Finance team members to develop business cases for new features and strategic initiatives. This is an excellent opportunity to develop deep product finance expertise while directly contributing to product strategy, performance tracking, and resource allocation decisions. Key Responsibilities Business Partnering: Serve as a proactive financial partner to product managers and product leaders, translating financial data and analysis into clear insights that inform day-to-day and strategic decisions. Product KPIs & Reporting: Build, maintain, and continuously improve reporting on key product KPIs (e.g., adoption, retention, monetization, unit economics), incorporating leading indicators to flag emerging risks or opportunities early. Financial Modeling & Business Cases: Build and maintain financial models to support business cases for new product launches, feature investments, and pricing initiatives. Annual Planning: Support annual planning for the product organization, including budget tracking, variance analysis, and headcount planning. Process Improvement: Identify opportunities to streamline and automate recurring reporting and analysis, improving accuracy and turnaround time. Qualifications Experience: 3-5 years of progressive experience in FP&A, strategic finance, corporate finance, investment banking, equity research, or a related analytical role. Financial Modeling: Strong financial modeling skills using Excel/Google Sheets, with the ability to build and maintain moderately complex models with guidance from senior team members. Software/Payments Experience (Preferred): Experience at a software or payments company is a plus. Experience with credit and/or fraud loss modeling is particularly valued. Analytical Mindset: Strong quantitative and problem-solving skills, with the ability to structure ambiguous problems into clear analytical frameworks. Team Player: Collaborative, detail-oriented, and proactive, with a "no task is too small" mindset and a track record of building trust across teams. Communication Skills: Ability to clearly communicate financial concepts and analysis to non-finance stakeholders, both verbally and in writing. Ownership Mindset: Self-motivated and organized, with a strong sense of ownership over multiple deliverables and priorities, operating effectively with general guidance from senior team members. Education: Bachelor's degree in Finance, Economics, Accounting, Mathematics, or a related quantitative field. Our ranges for each role and job level are based on a variety of factors including candidate experience, expertise, and geographic location and may vary from the amounts listed below. The role is also eligible for a competitive benefits package that includes: medical, dental, vision, life and disability insurance, 401(k) retirement plan, flexible spending & health savings account, paid holidays, paid time off, and other company benefits. The estimated salary ranges noted below roles in the specific geographic zones Zone 1: San Francisco Bay Area CA (includes HQ), New York City, Seattle, Los Angeles County $104,800 — $131,040 USD Zone 2: CA (Non San Francisco Bay Area and Los Angeles County), Austin TX, Massachusetts $94,300 — $117,900 USD Zone 3: Utah (includes Utah office), Dallas TX, Houston TX, Florida, North Carolina, Illinois, Colorado, Arizona, Georgia, Oregon, Pennsylvania $89,100 — $111,400 USD What’s in it for you? Redefining how businesses automate their work is a fast-paced, exciting, and fun environment. But we also have benefits and perks to ensure the magic isn’t only experienced by our customers, but by our employees as well. Here is a preview of some of the amazing benefits here at BILL: 100% paid employee health, dental, and vision plans (choose HMO, PPO, or HDHP) HSA & FSA accounts Life Insurance, Long & Short-term disability coverage Employee Assistance Program (EAP) 11+ Observed holidays and wellness days and flexible time off Employee Stock Purchase Program with employee discounts Wellness & Fitness initiatives Employee recognition and referral programs And much more Don’t believe us? Check out our culture, benefits, and teams on our career site , LinkedIn Life , or YouTube pages. BILL is an Equal Opportunity Employer. We believe our best ideas come from the unique stories, perspectives, and experiences of our team members. We welcome people of all backgrounds, abilities, and identities to bring their authentic selves and contribute to our culture. We are committed to a transparent, inclusive hiring process that reflects our values. If you need accommodations at any stage, please contact interviewaccommodations@hq.bill.com . To ensure a fair evaluation, our Candidate Integrity Policy prohibits the use of unapproved external assistance, including generative AI, during live interviews or assessments. Doing so will result in a review and potential disqualification. Our Applicant Privacy Notice describes how BILL treats the personal information it receives from applicants.