Product Owner: Payment Cards

Tangem is building the world’s most advanced self-custodial financial platform, redefining how people store, grow, and spend digital value at global scale.

Founded in 2017 and headquartered in Zug, Switzerland, Tangem operates globally across North America, Europe, and APAC. The company pioneered hardware-based self-custody by combining secure smartcard technology with a seamless mobile experience, enabling millions of users to hold and use digital assets with instant setup, zero complexity, and institutional-grade security.

Today, Tangem serves customers in over 220 countries, supporting thousands of digital assets through a single, ultra-secure hardware wallet. Setup takes less than one minute, with no seed phrases, no friction, and no compromise on security. This foundation positions Tangem as one of the few companies capable of bringing self-custody to true mass adoption.

Tangem Pay extends this foundation into real-world finance. It transforms the Tangem Wallet into a full self-custodial payment account, allowing users to seamlessly move from storing value to spending it anywhere cards are accepted globally. The product is live, production-ready, and built to scale across regions, currencies, and regulatory environments.

With Tangem Pay, we are not launching “another crypto card.” We are building the spending layer of a new financial system where self-custody, payments, and global usability converge. The infrastructure is live, the partners are in place, and the roadmap is designed for rapid global expansion.

Responsibilities

• Own the product vision and strategy for payment cards as a core part of Tangem’s financial ecosystem (Store, Grow, Spend), not as a standalone feature.
• Drive end-to-end product development of card and payment-related products: from discovery and concept validation to delivery, launch, scaling, and lifecycle management.
• Translate business goals into clear product initiatives that connect cards with accounts, wallets, P2P payments, investments, and fiat on/off-ramps.
• Lead product discovery: identify user needs, friction points, and opportunities across key user flows (onboarding, payments, spending, portfolio usage).
• Build and maintain product roadmaps aligned with company growth plans, client scale-up targets, and long-term platform strategy.
• Define and prioritize business cases for new card features, payment flows, and integrations, balancing user value, compliance, risk, and unit economics.
• Work closely with engineering, design, compliance, operations, and external partners to ensure reliable, compliant, and scalable delivery.
• Use data to evaluate performance and impact: define success metrics, monitor funnels, unit economics, adoption, retention, and profitability.
• Lead pilot launches and market rollouts, ensuring feedback loops, iteration, and continuous improvement.
• Act as a product ambassador internally and externally: clearly communicate product vision, trade-offs, and priorities to stakeholders and partners.

Preferred Skills & Experience

• Proven experience owning and scaling payment card products within a broader financial or fintech platform.
• Strong background in payments, fintech, or crypto, with an understanding of how cards integrate with wallets, accounts, and investment products.
• Experience working with EU/US payment infrastructure and card schemes, including regulatory and compliance constraints.
• Solid understanding of product development across the full lifecycle: discovery, delivery, experimentation, and optimization.
• Ability to connect user experience, technical architecture, and business outcomes into coherent product decisions.
• Experience building products in complex, cross-functional environments with engineering, design, compliance, and external vendors.
• Strong analytical skills: ability to work with data, define KPIs, build business cases, and assess trade-offs.
• Understanding of B2B2C ecosystems and platform-based products.
• Experience working with global, distributed teams and multiple stakeholders.
• Strong written and verbal communication skills, able to operate confidently with senior management.
• English proficiency at C1/C2 level.

How this role supports the business goal

This role is responsible for making payment cards a natural, trusted, and scalable entry point into Tangem’s ecosystem — supporting secure storage, enabling everyday spending, and connecting users to investment and growth products.

What we offer:

• Stability, growth, participation in shaping the future unicorn;
• Remote work from any location;
• Competitive salary in EURO/USDT