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Coinbase
Coinbase

Payments Risk Analyst II

RemoteUnited States only
Published
Experience
Mid
Employment
Full-time
$135.3k–$159.2k/yr
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Open to US only. Set where you work from to check your eligibility.

No BS summary

Payments Risk Analyst II for Coinbase's Risk & Fraud team. You will own fraud risk identification and mitigation for fiat payment rails, focusing on ACH payments. Requires 4+ years in risk/fraud/payments ops, 2+ years in payments fraud prevention, and 2+ years SQL for data analysis. Experience with fraud detection tooling and ACH/NACHA rules is essential.

Core skills

SQLpayments fraud preventionrisk controls

Required skills

ACH payment processingNACHA rules

Optional skills

generative AI

Required languages

English

What you'll do

  • Own end-to-end risk controls for ACH payments, scaling fraud prevention processes to keep pace with business expansion.
  • Drive detection and mitigation of fraudulent deposit activity by implementing targeting logic against bad actors and high-risk behavior.
  • Lead quantitative analysis of fraud performance, measuring rule precision and recall, assessing the financial impact of decisions, and surfacing tradeoffs to leadership with clear, data-backed recommendations.
  • Partner cross-functionally with Product, Growth, Data Science, Risk ML, and Engineering to develop and iterate on risk management strategies, including the transition from heuristic rules to model-driven and synchronous friction controls.
  • Execute investigations into anomalous customer and transaction behavior, proactively identifying monitoring gaps and closing them before they become losses.

What they require

  • 4+ years of experience in risk, fraud, or payments operations, with at least 2 years focused on payments fraud prevention in a fintech, e-commerce, or financial services environment.
  • 2+ years of hands-on experience querying and analyzing large datasets using SQL, with the ability to independently scope and execute analytics projects end-to-end.
  • Demonstrated experience using identity-provider data and fraud-detection tooling to implement and tune risk controls.
  • Proven ability to measure the financial impact of fraud decisions and communicate findings to senior leadership and cross-functional stakeholders.
  • Demonstrated working knowledge of ACH payment processing and applicable NACHA rules.
  • Utilizes generative AI responsibly, maintaining human oversight to deliver business-ready outputs and drive measurable improvements in workflow efficiency, cost, and quality.

Benefits

  • medical, dental, vision, 401(k)
  • equity and bonus eligibility

American company that operates a cryptocurrency exchange platform

🇺🇸 United StatesCryptoEnterprisecoinbase.com

What people say about this company

3.8/ 5

  • Employees appreciate the innovative and fast-paced work environment.
  • Many find growth opportunities and career advancement potential.
  • Some employees report issues with management and communication.
$135.3k–$159.2k/yr