KeyCorp
Credit Review Officer
RemoteUnited States only
- Role
- Finance
- Experience
- Senior
$96k–$181k/yr
Check eligibility
Open to US only. Set where you work from to check your eligibility.
No BS summary
Credit risk review officer with 6–12 years of credit experience, preferably in Payments and/or Counterparty Credit Risk. Needs advanced credit analysis, risk rating, business writing, lending/regulatory knowledge, and ability to lead reviews/projects. Remote United States role.
What you'll do
- Work with a team of reviewers to conduct individual credit file reviews to assess the quality of underwriting and portfolio management activities of the lending relationship and independently validate and, if necessary, adjust the risk ratings
- Perform active, dynamic, and comprehensive credit risk intelligence with the ability to leverage insights to determine loan sample selection
- Identify loans with potential or well-defined weaknesses
- Perform timely and comprehensive analysis to identify trends that affect the quality of the loan portfolio and potential problem areas
- Assess the adequacy of and adherence to internal credit policies and procedures and monitor compliance with applicable laws and regulations
- Maintain an up-to-date working knowledge of credit review methodologies and regulatory expectations
- Lead a team of reviewers during credit risk reviews
- Conduct reviews of credit portfolios
- Provide appropriate review and challenge
- Write reports of conclusions and recommendations resulting from the reviews
- Act as an advisor to junior team members
- Participate in special projects
- Complete ongoing credit risk intelligence activities and related training
What they require
- Demonstrate advanced credit skills including the ability to independently assign risk ratings based on external regulatory guidance and Key’s internal policies and risk rating methodologies
- Demonstrate ability to accurately assess client’s creditworthiness and complete independent financial analysis
- Exhibit ability to work independently towards goals, seeking information and collaborating, as necessary
- Consistently demonstrate advanced business writing skills and the ability to cohesively present information effectively to others including the delivery of findings and other credit risk matters to senior management
- Prioritize and execute multiple assignments; identify obstacles within the scope of assignments; proactively communicate delays in assigned deliverables or additional capacity availability; effectively delegate work when necessary
- Exhibit leadership skills by leading reviews or ad-hoc projects including managing project staff and delivering feedback on performance
- Exhibit an advanced understanding of lending products and business, industry and regulatory concepts and be considered a Subject Matter Expert (SME) in a specific lending discipline, product, or line of business
- Develop relationships with internal bank clients; thoughtfully engage in networking with members of your team and across Key, to build lasting relationships
- Demonstrate the ability to perform in an organizational culture of respect and personal accountability regarding Inclusion and Belonging
- Preferred: Bachelor’s Degree
- Preferred: Master’s Degree
- 6-12 years of credit experience in Payments and/or Counterparty Credit Risk highly preferred
- Preferred: Relevant professional certification
- Preferred: ProSight/RMA Credit Risk Certification (CRC)
- Preferred: Moody’s Analytics Certificate in Commercial Credit (CICC)
Benefits
- Eligible for incentive compensation which may include production, commission, and/or discretionary incentives
- Benefits for which this position is eligible
- Flexible options in circumstances where roles can be performed effectively in a mobile environment
Internal Audit is the third line of defense and is accountable to the KeyCorp Audit Committee, responsible for providing an independent and objective perspective on KeyCorp's processes and risks through assessment and testing of the adequacy and effectiveness of Key's risk management policies and practices, while also ensuring adherence to applicable laws and regulations.
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